Best Low-Interest Personal Loans for January 2023

The Federal Reserve has raised rates five times this year in response to record-high inflation, and a couple more increases are expected before the end of the year. With personal loan rates rising, shopping around for the lowest rate could help you save hundreds or thousands in interest over the lifetime of your loan.

We’ve evaluated major lenders and highlighted the best options below. We’ll update this list regularly as terms change and new loan products are released. Note that all of the starting annual percentage rates, or APRs,…